Hospital & Outpatient Care
Direct access to the best private hospitals for admissions, surgery, diagnostic tests, medical visits and emergencies.
Protection built around your needs.
Group employee insurance in Athens can support your employee benefits programme. D. Kotsis Insurance in Kallithea helps you review health, life and retirement options based on team size, budget and eligibility requirements.
What Does a Group Programme Offer?
Life & Disability Insurance
Financial protection for the employee and their family in the event of a serious accident or sudden illness.
Group Savings / Retirement Programmes
Building a solid capital fund for staff's future retirement, offering a unique incentive for long-term loyalty to your company.
100% Tax Deductible
Group programme premiums are fully deductible as a business expense from your company's gross revenue, directly reducing your corporate tax.
Sharp Rise in Productivity — Employees who feel protected and secure work with greater dedication, experience less stress and take significantly fewer sick days.
💡 Our Exclusive Advantage
In typical market programmes, an employee with a pre-existing serious condition — such as diabetes — is usually either rejected or excluded from cover after an exhaustive medical underwriting process. Through the exclusive agreements our team holds, we change the rules: an insulin-dependent employee joins the group policy with absolutely no medical underwriting. Not only are they fully accepted, but the programme also covers the specialised medication and insulin they need. In this way, you offer them a lifeline they could never find on their own — securing their absolute loyalty to your business.
Cover, limits and exclusions depend on the selected plan and policy terms.
How we find the right solution
1
We listen
We discuss your needs and priorities.
2
We explore
We explore the available options and their terms.
3
You choose
I help you make an informed choice.
Frequently asked questions
What do I need for a quote?
We start with a conversation about what you want to insure. I then explain which information is needed for your situation.
How is the cost determined?
Cost depends on what is insured, the selected cover, limits and plan terms. We review the available options together.
What should I check in the policy terms?
Before you decide, we check cover, exclusions, limits, excesses and any conditions.
Let’s talk about your needs.
Together, we explore the options that fit you.