Manager & Co-owners' Liability
Cover for bodily injury or material damage to third parties from accidents in the common areas.
Building Manager & Common Areas Liability
Protection for the Building and the Manager.
Let’s discuss your needs →
Protection built around your needs.
The common areas of an apartment building (entrance, staircase, lift, roof terrace) carry everyday risks. If a resident, visitor or technician has an accident, the manager — and indeed all co-owners — bear legal and financial liability for compensation.
What Does the Programme Cover?
Common Area Building Damage
Protection of shared infrastructure (lift, boiler, entrance) from fire, short circuit or burst pipes.
Limits & excesses
We review the compensation limits and excesses of available plans.
Terms & exclusions
We explain conditions and exclusions before you choose a plan.
💡 Example in Practice
A delivery courier slips on the wet steps of the building entrance after mopping, suffering a broken leg. He takes legal action against the manager, claiming medical costs. The Common Areas Liability policy covers the full compensation, releasing the manager and owners from legal costs and personal contributions.
Cover, limits and exclusions depend on the selected plan and policy terms.
How we find the right solution
1
We listen
We discuss your needs and priorities.
2
We explore
We explore the available options and their terms.
3
You choose
I help you make an informed choice.
Frequently asked questions
What do I need for a quote?
We start with a conversation about what you want to insure. I then explain which information is needed for your situation.
How is the cost determined?
Cost depends on what is insured, the selected cover, limits and plan terms. We review the available options together.
What should I check in the policy terms?
Before you decide, we check cover, exclusions, limits, excesses and any conditions.
Let’s talk about your needs.
Together, we explore the options that fit you.