Civil & Structural Engineers, Architects
Full cover for errors or omissions in structural, architectural and geotechnical studies, material failures, and liability during site supervision.
Professional & Employer’s Liability
Protect Your Name, Your Profession and Your Company's Assets.
Let’s discuss your needs →
Protection built around your needs.
In the daily practice of your profession, itu2019s the details that set you apart. But however experienced, careful and well-trained you are, "human error" or a workplace accident is always a real threat. A flawed study, a supervision oversight or a workplace accident can lead to enormous legal claims, directly threatening the survival of your business and your personal assets.
Professional & Employer's Liability is your ultimate shield. It is the guarantee that your reputation and years of hard work will not be lost to one bad moment or a mistaken assessment.
Specialised Programmes with Precise Targeting
Mechanical & Electrical Engineers
Specialist protection for errors in electromechanical studies (M&E), air-conditioning installations, energy inspections, industrial automation and fire-safety studies.
Employer's Liability (For Every Business)
The key cover for anyone employing staff. Protects you against claims from your own employees (or their social security funds, e.g. EFKA) in the event of a workplace accident, covering compensation for moral damage, psychological distress and medical costs.
Doctors, Accountants & Lawyers
Protection against medical errors, mistakes in tax filings, lost documents or missed court filing deadlines.
Legal Defence Costs — Fully covers lawyers' fees, expert witnesses and all court costs from the very first moment.
Payment of Compensation — If damages are awarded against you or your company, the insurer pays the amount to the claimant, keeping your funds intact.
💡 Example 1 u2013 Engineer's Professional Liability
A civil engineer and a mechanical engineer jointly undertake the design and construction of a new industrial building. Due to a miscalculation in the ventilation and roof-load study, serious subsidence and water ingress occurs, and the factory owner takes legal action against them, claiming €120,000 for repairs and lost production time. The policy covers their legal defence and the cost of compensation, saving their practice from financial collapse.
💡 Example 2 u2013 Employer's Liability
During work on a technical project, an employee slips from scaffolding and is seriously injured, unable to work for 6 months. The employee takes action against the business for inadequate safety measures, claiming €40,000 for moral damages. The Employer's Liability cover pays the compensation and legal costs, protecting the employer from personal financial exposure.
Cover, limits and exclusions depend on the selected plan and policy terms.
How we find the right solution
1
We listen
We discuss your needs and priorities.
2
We explore
We explore the available options and their terms.
3
You choose
I help you make an informed choice.
Frequently asked questions
What do I need for a quote?
We start with a conversation about what you want to insure. I then explain which information is needed for your situation.
How is the cost determined?
Cost depends on what is insured, the selected cover, limits and plan terms. We review the available options together.
What should I check in the policy terms?
Before you decide, we check cover, exclusions, limits, excesses and any conditions.
Let’s talk about your needs.
Together, we explore the options that fit you.